Private Wealth Advisory is suited to a certain class of individuals, who have already achieved milestones in their entire life. However, to extend and inherit their ubiquitous journey, the wealth advisory plays a vital role while becoming their family member who they can trust to manage their wealth. The entire perspective of wealth management offers the highest level of financial planning, identifying various assets classes and diversifying the whole investment portfolio as per clients' needs and risk appetite.
At UpperCrust, we add value by becoming a catalyst for your wealth management solutions. We offer the highest degree of wealth management solutions by carefully selecting products from various classes of selected fund managers domestically and globally.
We believe in the process-led execution throughout the entire journey of investments comprises risk-adjusted return analysis, product selection (across the geography), due diligence, disclosure thereby reducing time and costs associated with a transaction. We offer manifold tailor-made and goal-based financial solutions that comprise equity and debt propositions available across geographies. We have reporting analytics team to keep clients updated about where their funds go through.
Our Investment Solutions
Portfolio Management Service (PMS)
Portfolio Management Service provides professional management of your investments to create long term wealth. It is a tailor-made professional service offered by a professional Portfolio Manager to cater to a niche segment of clients. The clients can be Individuals or Institutions entities with high net worth. The minimum ticket size is INR 5 Million in India.
Alternative Investment Funds
Alternative Investment Fund is a privately pooled investment vehicle that collects funds from sophisticated investors, whether Indian or foreign, for investing it by a defined investment policy for the benefit of its investors. There are 3 categories of AIFs in India. The minimum ticket size is INR 10 Million in India.
Structured Products
Structured Products are tailor-made investment solutions made specific for HNIs and UHNIs to meet up their financial objectives. It is a combination of two or more asset classes like equity, and bonds with derivatives like futures, forward, swaps, etc. The minimum Ticket size is INR 2.5 Million in India.
Offshore Investments (Global Equity and ETFs)
Offshore investment is the keeping of money in a jurisdiction other than one's country of residence. It includes global equities, ETFs, funds, etc. These investments can be used as a tool for asset diversification and take exposure to the global economy.
ETFs and Indices
Portfolio Management Service provides professional management of your investments to create long-term wealth. It is a tailor-made professional service offered by a professional Portfolio Manager to cater to niche segments of clients. The clients can be Individuals or Institutions entities with high net worth. The minimum ticket size is INR 5 Million in India.
Mutual Funds
Mutual Fund is an open-end professionally managed investment fund that pools money from many investors to purchase securities. Investors can take exposure to different assets like equities, bonds, short term debts and, even global stocks by investing in Mutual Funds. Each MF scheme is managed by a separate professional Fund Manager. One can invest in Mutual funds through lump sums as well as SIP (systematic investment plan).
Digital Lending
Digital Lending or Peer to peer (P2P) lending enables individuals to earn double-digit returns in form of monthly EMIs. It facilitates an alternate investment option through which an investor earns higher returns at managed and diversified risk. The maximum ticket size for investment in P2P lending is INR 5 Million per PAN card.
Lease Financing
Lease financing is one of the important sources of medium- and long-term financing where the owner of an asset gives another person the right to use that asset against periodical payments (lease rent). In digital Lease financing now investors can be the co-owner of the different types of assets and earn monthly cash flows.
Fixed Income Products (Bonds, Deposits)
Fixed-income securities provide investors with a return in the form of fixed periodic payments and the eventual return of principal at maturity. It includes fixed deposits, Government bonds, corporate bonds/ deposits, etc. These products deliver lower returns by satisfying the concept of capital protection.
REITs
Real Estate Investment Trust owns, operates, or finances income-generating real estate ranging from office and apartment buildings to warehouses, hospitals, shopping centers, hotels and commercial forests. Individual investors can participate in the growth of the real estate market without having to buy, manage, or finance any properties themselves.
VC/PE Funds
Private Equity Funds is an alternative form of private financing, away from public markets, in which funds and investors directly invest in companies (unlisted) or engage in buyouts of such companies.
Venture Capital Funds are pooled investment funds that manage the money of investors who seek private equity stakes in startups, early-stage, and emerging companies that have been deemed to have high growth potential or which have demonstrated high growth.
Comprehensive Financial Planning
- Financial Goal Setting
- Psychological & Financial Risk Profiling
- Cash Flow & Net Worth
- Income Tax Planning
- Education Planning
- Retirement & Benefits Planning
- Portfolio & Investment Analysis
- Insurance Needs Analysis
- Estate Planning Review
- Action Item Checklist
On-Going Planning Support
- Implementing plan
- Continual updates & adjustments
- Account aggregation
- Update meetings as needed
- Comprehensive review meeting annually
- Timely & disciplined perspectives to help you ignore the noise and focus on the essential
Investment Analysis
- Financial Goal Setting
- Portfolio & Investment Analysis
- Cost-Effective Portfolios
- Custom Built Portfolios Based on Your Goals & Constraints
- On-Going Monitoring, Proactive Advice as Needed
- Account Reviews as You Want, Not Less Than Annually
Global Investments from India
Global stocks have become the behemoth for Indian investors for a variety of reasons in a place like India’s young generation actively focuses on wealth creation, having an appetite for financial well-being, and learning about the perspective of the global asset class. We at UpperCrust eventually understood a shift in the mindset of Indian investors to explore the opportunity that lies outside of India. We have our own pedagogy to analyze and value particular assets classes globally, be it Stocks or ETFs, or any other funds. With less compliance in place, we at UpperCrust assist investors in certain areas as follows:
- In-depth analysis of Global stocks
- Diversification of assets across major geographies
- Diversification of assets through a Strategic alignment process
- Incorporating risk management practices to mitigate volatility associated with particular assets
- Applying ESG framework
The entire process while investing globally, is cost-effective and secure for investors who would like to invest.
